Expert analysis on interest rates, mortgage lending, and how economic changes affect your credit score.
The Bank of England's rate decisions are reshaping the mortgage market. We break down what every UK borrower needs to know right now and how to protect your credit profile.
Rob Evans • 8 min read
Full FCA regulation of Buy Now Pay Later takes effect on 15 July 2026. Here is exactly what changes and how it affects your credit score.
Rob Evans • 6 min read
The government has announced a comprehensive overhaul of the Consumer Credit Act 1974 — the first major modernisation in half a century.
Rob Evans • 6 min read
Outstanding unsecured credit balances have climbed 5.7% year-on-year to a record 260 billion pounds. Here is what the data means for your credit score.
Rob Evans • 6 min read
The Bank of England has held rates at 3.75%, stalling rate-cut predictions. Over 5 million homeowners face repayment spikes by 2028.
Rob Evans • 6 min read
BNPL stacking, fixed-rate expiry shock, and pre-contract jargon are the three risks most likely to damage your finances in 2026.
Rob Evans • 6 min read
Join our free newsletter for weekly credit news, score tips, and money-saving guides delivered straight to your inbox.
Subscribe Free